1. Introduction

Welcome to Bimacafe! By using our website https://bimacafe.com/, you agree to comply with these Terms & Conditions.

2. Services Provided

• Bimacafe is an insurance broker, helping customers compare, purchase, and manage insurance policies.
• We do not underwrite or issue policies directly. The final decision on policy issuance or claims lies with the respective insurance provider.

3. User Responsibilities

• You must provide accurate information when requesting insurance quotes or purchasing policies.
• You must not use our website for fraudulent or illegal activities.

4. Insurance Policy Terms

• Each insurance policy is subject to the terms set by the respective insurer.
• Bimacafe facilitates communication between customers and insurers but is not liable for policy decisions made by insurance companies.

5. Payments & Refunds

• Payments for insurance policies are processed through third-party payment gateways.
• Refund policies, if applicable, are governed by the respective insurance provider’s refund policy.

6. Limitation of Liability

Bimacafe is not responsible for:

• Any loss or damage arising from incorrect information provided by users.
• Claim approvals or denials made by insurance companies.
• Technical issues, website downtime, or payment failures.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our website indicates acceptance of the changes.

8. Governing Law

These Terms & Conditions are governed by the laws of [your country/state].

9. Contact Us

For any queries regarding these terms, contact us:
📧 Email: support@painsurancebrokers.in
📞 Phone: +91-8586879869
🌐 Website: https://bimacafe.com/